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"Imagine you reckon the world needs a bit of sprucing up, and you fancy harnessing the might of money to make that happen."

What kind of money will you choose to use?

There are six kinds to choose from.

Private Money aggregated through Family & Friends for the purpose of caring for the family and its friends, deployed as patronage for IMPACT, accountable to peer pressure from the family and its friends (with some sensitivity to social shaming from society more generally);

Civic Money aggregated through Church & Philanthropy for the purpose of caring for others, deployed as grants for MISSION, accountable to doctrine or the instructions in the constituting documents;

Public Money aggregated through Taxing & Spending for the purposes of public health, public safety and the public good, deployed as subsidies for POLICY, accountable to constitutional constraints adjudicated in the court, electoral politics and protest in the public square;

Working Money aggregated through Banking & Lending for the purposes of safekeeping, record keeping, and secure transacting (receipts and disbursements), deployed through loans at interest against PROPERTY, accountable to public trust and the principles of safe and sound banking;

Mad Money aggregated through Exchanges & Funds for the purpose of opportunistically and idiosyncratically putting money to work making more money, deployed to finance PROGRESS through speculation on volatility and growth in market clearing prices for securitized shares of large scale financing agreements in the markets for maintaining market clearing prices on such shares, accountable to liquidity in the markets, and transparency for fairness in trading; and

Fiduciary Money aggregated through Pensions & Endowments for the purpose of programmatically providing certainty against certain of life’s future financial uncertainties, deployed through negotiation for SECURITY as the fiduciary purpose of this fiduciary money, accountable under the law of fiduciary duty to the common sense of reasonable people of relevant knowledge and experience for prudence in the exercise of plenary powers of discretionary authority over the deployment of fiduciary money in undivided loyalty to fiduciary purpose.

Your best choice is Fiduciary Money.

But how do we mobilize this money? It it currently trapped in the Markets, trading like mad. Not really useful for sprucing up the world. Only good for keeping Business As Usual delivering more of the same.

We need to set it free.

How do we do that?

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